Terms of Use
1. Publisher and purpose
Splixit is a group expense sharing application, available on mobile and on the web at splixit.app.
Splixit is published by a private individual, on a non-professional and non-profit basis. Under article 6, III-2 of the French law on confidence in the digital economy, the publisher's identity has been provided to the hosting provider and is not published here; it can be obtained by the judicial authorities.
Contact: contact@splixit.app
These terms govern your use of Splixit. They form an agreement between you and the publisher; they create no obligation between you and other users.
2. Definitions
- Service: the Splixit application, on mobile and on the web.
- Account: your personal access to the Service, whether full or guest.
- Group: a shared space where several people record common expenses.
- Participant: a person listed in a group, whether or not they hold an account.
- Balance: the result Splixit computes from the expenses that were entered.
3. Acceptance and changes
By using Splixit, you accept these terms and the privacy policy.
These terms may change, in particular as the Service evolves or to follow a change in regulation. The update date at the top of this page prevails. Where a change is substantial, you will be told inside the application; continuing to use the Service means accepting it.
4. What the Service does
Splixit lets you:
- create groups and list participants in them;
- record expenses and split them between participants;
- see balances and suggested settlements;
- record an expense in a currency other than the group's;
- attach a photo of a receipt and have its lines extracted automatically.
5. What Splixit is not
Splixit does not move money. The Service is neither a payment institution nor a banking service. It holds no funds, makes no transfers and handles no bank details.
The balances shown are a calculation, not an enforceable debt. They reflect only what you and the other participants entered. They have no contractual, accounting or evidential value, and constitute neither an acknowledgement of debt nor an enforceable claim. Repayments happen between you, outside the Service.
Disagreements over who owes what are a matter for the participants. The publisher does not arbitrate them and has no way of checking whether the recorded expenses are real.
6. Access to the Service
The Service is for people aged 15 or over. By using it, you confirm that you are.
Splixit is meant for personal use, between friends, colleagues or flatmates. It is not designed for the accounts of a company, an association or any professional use, and does not claim to meet the obligations attached to those.
7. Your account
You are responsible for the accuracy of your account details, for keeping your means of access confidential, and for what is done from your account.
Guest accounts
Splixit lets you start without creating a full account. A guest account is tied to the device you used: it cannot be recovered if that device is lost, reinstalled or replaced, and it does not let you find your groups elsewhere. Creating a full account is the only way to keep your data over time.
8. Invitation links
An invitation link lets anyone who holds it join the corresponding group and see its contents: participants, expenses, amounts and balances.
Only share a link with the people you want in the group, and through a channel you consider safe. A link posted on a social network or in an open group conversation makes the contents available to everyone who reads it.
9. Acceptable use
You agree not to:
- use the Service for unlawful or fraudulent purposes, or in a way that harms others;
- publish unlawful, defamatory, hateful or plainly inappropriate content;
- record third parties' personal data without a legitimate basis, in particular bank details — the Service has no use for them;
- attempt to reach other users' data, bypass access controls, or disrupt the Service;
- extract its contents in bulk by automated means.
10. Your content
You keep ownership of what you enter: labels, amounts, receipt photos. You grant the publisher a free licence, limited to what is strictly necessary to host, process and display that content as part of the Service, and only for as long as that requires.
You confirm that you hold the rights needed over the content you upload, in particular where it shows other people.
11. Intellectual property
The Splixit name, its logo, its interface and its code are protected. These terms grant you no right over them, beyond the right to use the Service for its intended purpose.
12. Automatic receipt scanning
When you ask for a receipt to be scanned, its photo is sent to a third-party artificial intelligence service that extracts the merchant, the lines and the amounts. That processing and its recipient are described in the privacy policy.
This extraction is an aid to data entry, not a source of truth: it can be wrong about an amount, a quantity or a label. Checking the result before saving it is up to you. The publisher is not answerable for the consequences of an inaccurate extraction that you approved.
13. Currencies and exchange rates
Splixit lets you record an expense in a currency other than the group's. The rates offered come from the reference rates published by the European Central Bank, relayed by a third-party service, and are provided for guidance only.
They are not the rate your bank or card issuer actually applies, which may add its own margin and fees. You can enter any rate you choose by hand.
14. Availability
The Service is provided as is, with no guarantee of continuous availability. Interruptions may happen for maintenance, technical changes, or because of a hosting provider.
Some features remain usable offline, but data entered in that mode is only visible to other participants once it has synchronised.
15. Suspension and termination
The publisher may suspend or close an account in the event of a serious breach of these terms, plainly abusive use, or where the law requires it. Except in an emergency or where the law requires otherwise, you will be told.
You may stop using Splixit at any time and delete your profile from within the application.
16. Deleting your profile
Deleting from within the application is a logical deletion: your profile disappears from the application and you stop receiving notifications, but your account stays restorable for 12 months by signing in again with the same e-mail address. During that period, the address stays reserved and cannot be used to create another account.
The groups and expenses you shared with other participants are not deleted: they remain necessary for the consistency of the other members' history and balances. How your identifying personal data can be erased is described in the privacy policy.
17. Limitation of liability
The Service is provided free of charge. To the extent permitted by law, the publisher cannot be held liable for:
- indirect damages, loss of business or loss of data;
- the accuracy of information entered by you or by other participants;
- financial disagreements between participants, or their settlement;
- the consequences of an invitation link you circulated;
- unavailability caused by a third-party provider or by your connection.
Nothing in these terms limits the publisher's liability for gross negligence or wilful misconduct, nor deprives a consumer of the rights the law guarantees them.
18. Governing law and disputes
These terms are governed by French law, subject to any more favourable mandatory provisions applicable to a consumer in their country of residence.
If something goes wrong, write to contact@splixit.app first: most situations are settled that way. Failing an amicable agreement, the dispute falls to the competent courts.
19. Contact
For any question about these terms: contact@splixit.app